Frequently Asked Questions (FAQ)

What is Surf 132?
"Surf 132" is an Advertising Traffic Exchange Website. We provide you with a great opportunity to create wealth from your advertising purchases as we generate profits from our investments. Free members can advertise up to 3 sites, and upgraded members up to 10. Surf at least 15 sites per day to earn your rebate.

What if I am not able to surf for one day.
If you are unable to surf for a day you will not earn a rebate for that day. You must surf daily in order to earn. The only time this will not apply is if the site is down for reasons beyond our control or if it is down due to our working on it. In that case you will be awarded a surf holiday.

Is Surf132 sustainable over a long term?
It certainly is! It is not a disappearing or failed M.L.M., Matrix or H.Y.I.P. and is based on solid experience, real people, real information, real investments and real results. It does not rely on new people joining to succeed or sustain. It was designed to last as long as we wish to run it and offer such a sensational opportunity. We are DEFINITELY here for the "long haul" and in conjunction with the other programs in Money Making Group, we will be here for you.

Is this a Hyip?
No - never! We do not believe in H.Y.I.P. and the systems that 99% of these operators follow. It is fairly easy to see - look at the interest some of them offer - ridiculous! Taking money from one to pay another is a highly illegal practice. Investing in H.Y.I.P. systems is totally a risk you take (a risk we do not take). The funds you place in Surf132 are generally placed in profit generating programs where real returns are paid.

What Payment Processors does Surf132 use?
We currently accept Alert Pay and Solid Trust Pay

What does It Cost To Register?
It is free to register. All members, Free and Invested may participate in surfing, advertising and earning credits referral commissions. You must have purchased an upgrade (made a deposit) to earn 3% referral commissions

When Will I Be Paid My Commissions?
Commissions from your personal referrals deposits are credited the moment someone joins from your URL and makes an investment or deposits funds. Each time you log into your account or refresh a current screen, the information is updated. These commissions are added into your overall earnings. Paid commissions are only good for two levels deep.

What are the LIMITS for making upgrades and withdrawals?
The Minimum Upgrade allowed at this time is $10.00 USD, and the Maximum collective upgrades allowed at this time is $1,300.00 USD. Once you request a withdrawal it will be paid to your account within 15 business days, but will try for sooner. You can request a withdraw only on the 1st and 2nd or each month.

Can I add to my current upgrades?
You can add more and start earning the same day. The term is calculated from the day you make your deposit for each individual purchase. Each purchase is final and no refunds are made. Each deposit gets an ID and runs for the full 365 days. You can request a cash out after you have reached your $10.00 minimum but the withdrawal will be opened only on the first and second day of the month.

Is my money safe from online hacker/attacker threats?
Yes, it is! When a member makes a deposit, it goes directly to our Payment processor account. We in turn withdraw all the funds from the online payment processors daily and it is distributed into various secure investment vehicles. This eliminates the chance of hackers getting into our accounts and stealing money. Once the money is in any of our accounts, we assume full responsibility. Withdrawals work the same way. Once it has left our account and deposited into yours, you become responsible. The figures you see in the members section is merely a reflection of what your money is currently earning. It is YOUR responsibility to make sure you are paying to ONLY Payment processor account . PLEASE check it every time you make a spend!

Where does Surf 132 invest?
We have trusted experts in various fields who do the "trade work" for us. Where? This varies, as it largely depends on what is available at any given moment in time, but it usually includes fields like, forex, private placements and private equity funds. It is never fully our choice as the people we trust with our cash have specific instructions to produce the highest return in the safest environment

Profits and Principal, What is the difference?
"Principal" is the initial amount you have placed into our Investment Plan. The interest that accumulates on your principal amount is called "rebates" - these are set to automatically go to your account balance when the set fund term is over.

How long does it take after my payout goes into pending to get PAID?
Once a withdrawal is verified, the transfer is initiated and should reflect in your payment account within 15 business days usually sooner. No holds are placed on any funds after release. ALL payments will be made as soon as humanly possible, but ALWAYS within a 15 business day time frame.

What kind of websites are accepted for promotion?
You may promote any site as long as they are not adult related or contain material which may be considered upsetting by others. Websites meant for redirect or who damage the rotator system are also prohibited such as framebreakers, more than one pop-up, dead sites or sites that take longer than 10 seconds to load as per DSL connections.

Is compounding allowed?
Yes. If you have more than $10 in your account balance, you can compound on the last 2 days of the month. You can cash out on the first 2 days of the month.